Capital alliance with Jewel Paymentech, an AI-based efficiency driver of KYC in card registration and examination and payment fraud detection
System of smartphone payment service linked to bank account "Ginko Pay" to be provided to banks under Resona Group
System of smartphone payment service linked to bank account "Ginko Pay" to Kumamoto Bank and Shinwa Bank
Financial results briefing for the Q1 of FY2018
Summary of Consolidated Financial Statements for the First Quarter, FY2018 (IFRS)
GMO-PG Selected "Great Place to Work" 2018
Completion of recurrence prevention measure implementation
“We are the leading company listed on the
First Section of the Tokyo Stock Exchange
We started our operation in 1995 as a company providing credit card payment processing services for mail-order businesses.
Since then, we have expanded the scope of our online payment solutions into E-commerce businesses which grew rapidly with the spread of the Internet. We have been supporting the growth of Japanese E-commerce markets as a leading company in the payment industry.
We offer comprehensive payment services to more than 86,000 merchants including online merchants such as online shops, and public organizations such as NHK, National Tax Agency, and Tokyo Metropolitan Government (as of Dec. 2017). In addition, we provide payment solutions to banks and other financial institutions, a business we started in 2016.
We have continued to achieve growth in revenue, earnings and dividends of over 20% since we were listed in 2005, and now we aim to maintain an average operating profit growth rate of over 25%.
The main source of our growth is an effective employee training program. We pay attention to the growth of every employee and have developed the program emphasizing not only getting knowledge about business and technologies but also setting targets. Being oriented in one direction we are able to realize the continuous growth.
As a leading payment service provider in Japan, we will continue to grow together with our merchants. We will make further progress in becoming a company delivering vital services to the customers.
We will continue to implement our growth strategy of investing at least 10% of annual revenue in capital expenditure and development while maintaining an operating profit growth rate of over 25%.
The first strategy is to develop online payment solutions for various areas including utility payments, taxes, and B2B transactions in a bid to expand our business into new markets. Additionally, we will encourage a shift to cashless payments through our solutions that help financial institutions build a necessary payment infrastructure for such a trend.
The second strategy is to expand value-added services focused on money service business in conjunction with creating new services.
The third strategy is to respond to global markets and focus on world-wide competitiveness. Established local subsidiaries in 5 bases in Asia we will continue to boost our global business expansion. In particular, we will keep developing payment services for Japanese E-commerce companies moving to those areas, and continue to participate in investment activities with leading global companies.